What is your tech debt costing?
Technical debt isn't just a developer complaint. It's a tax on every sprint. Estimate how much velocity your team loses — and what that costs in euros.
Annual cost of tech debt
Tech debt is a business decision
Some debt is intentional and strategic — you shipped fast to hit a market window. Some is accidental — shortcuts that compounded. The question isn't "do we have debt?" (everyone does). It's: "is the interest rate acceptable?" If your team spends more time servicing debt than building features, the interest rate is too high.